Research Tools

Google Earth Pro - historical imagery Google Search for property Redfin search Google Street View and historic views City records, Alameda County Research name of owner from disclosures, county Airbnb Google Search for address and surrounding...

How do the tax deductions really stack up?

Home ownership almost always comes with three very significant costs: mortgage interest, repayment and property taxes. As you've probably read, in Berkeley as with much of the US, the property tax is levied annually and is based on purchase price of your home. At...

What are mortgage points?

Mortgage points allow you to access lower interest rates on your mortgage in return for a fee upfront. Mortgage points are expressed as a percentage of the overall loan, for example one (1) point on a $1,000,000 mortgage would be 1% of the mortgage loan amount which...

What is a Jumbo mortgage?

A Jumbo mortgage as the name suggests is a large loan. It is a term defined by Fannie Mae and Freddie Mac and Jumbo loans are not afforded the security that "conforming" smaller loans are by Freddie and Fannie. Conforming loans can be sold to government sponsored...

(269) 233-4388

You might not realize it but your 401k savings can significantly help you on the way to buying a property. Your 401k can count toward your reserve requirements While your 401k isn't necessarily liquid most plans do allow you to cash out early with some penalties and...

Considerations for renting out your property

Life is uncertain and you may want to rent your new home out in the future, perhaps if you need to move for work or want to upsize in the future while keeping your original home as an investment. It's always a good idea to know your options ahead of time so this...

9048271354

If you're financing your purchase with a mortgage, once your offer is accepted, your mortgage lender will want to carry out a valuation to ensure the property is worth the purchase price.